Salvatore Gambino, John D. Fenimore

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Salvatore Gambino Senior VP of Investments Licensed Insurance Agent

John D. Fenimore
Senior VP of Investments
Licensed Insurance Agent

Mission Statement:

Our goal is to completely understand our client’s financial situation and goals by asking the correct questions. If a need is then discovered and a change is required, we will always act with integrity and in the best interests of our clients such that each of them would be proud and confident to recommend us to their friends and family.

Services Provided:

After meeting with each client we will develop a complete understanding of his or her investment experience, objectives and long term goals. Once this is understood we are able to provide personalized service based upon their current situation.

We have utilized many of the different investment tools and services listed below to help our clients achieve their financial and retirement goals:

Annuities	Municipal Bonds	Limited Partnerships
1035 Exchanges	Corporate Bonds	Secured Notes
Life Insurance	Government Bonds	Money Market
Long-Term Care Insurance	Mutual Funds	Education Savings
Health Care Insurance	Unit Investment Trust	IRA
Disability Insurance	Real Estate Investment Trust	401 (k)
Certificates of Deposit	1031 Exchange	403 (b)

Professional Qualifications:

In order to attain a working relationship with our clients it is important that they trust us and have confidence in our ability. We both began our professional careers as financial consultants over 10 years ago and hold FINRA General Securities Representative (series 7), Uniform Securities Agent State Law (series 63) and we are also Life, Accident & Health Insurance Licensed.

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Newsletters

Exchange-Traded Funds: In a Class by Themselves

In 2010, the combined assets of the nation's ETFs topped more than $800 billion. ETFs are unique investments that share some similarities with mutual funds but trade like stocks. ETFs have some appealing characteristics, including trading flexibility, potentially lower expense ratios, tax efficiency, and diversification.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Building a Business Versus Building Wealth

The market for small businesses has been less than ideal over the past few years. Thus a business owner's efforts to build a successful business may not always translate to an increase in personal wealth. One way to insulate a business owner's personal financial situation from the fluctuating small-business market is by investing outside the company.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

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Market Watch

January 28, 2012 @ 07:51 PM

Dow Jones Industrials	12,660.46	- 74.17
Nasdaq Composite	2,816.55	+ 11.27
S&P 500	1,316.33	- 2.10
10 Year Treasury Note	1.90	- 0.03

[ Markets | Charts | Quotes | Portfolio ]

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